Preferred Lenders Group

We have created The Sitterle Homes Preferred Lenders Group to provide you with the best loan process possible. These mortgage consultants provide Sitterle Homes homebuyers with outstanding levels of service. They have numerous loan options available and take the time to get to know you, your individual situation and your goals. Each has a well-established relationship with Sitterle Homes, creating an atmosphere of easy communication and efficient customer service, resulting in a smoother process for you, the homebuyer.

Because we are confident in these consultants’ abilities and our relationships with them, we would like to recommend your using them for your mortgage needs when purchasing your new home in San Antonio. We at Sitterle Homes want to make the entire homebuilding experience as painless as possible, and these valued partners help us to achieve that goal.

bbva


Christina C. O'Connor
Senior Loan Officer
NMLS # 218855

Legacy Mutual Mortgage
3503 Paesanos Parkway
San Antonio, Texas 78231

(210) 414-7534 Direct
(210) 414-7534 Cell
(800) 728-2510 E-Fax

This email address is being protected from spambots. You need JavaScript enabled to view it.
www.christina.legacymutual.com

usaa


Mortgage Advisors
USAA FSB

10750 McDemott Fwy
San Antonio, TX 78288
(800) 231-9944

www.usaa.com

bbva


Ana Kennedy
Mortgage Banking Officer
NMLS # 595215

BBVA Compass Bank
200 Concord Plaza
Suite 600
San Antonio, Texas 78216

(210) 370-6054 Office
(210) 887-1889 Cell
(205) 524-9495 Fax

This email address is being protected from spambots. You need JavaScript enabled to view it.
www.bbvacompass.com/mortgages/akennedy

wells-fargo-logo


Wells Fargo Home Mortgage
40 NE Loops 410, Suite 301
San Antonio, Texas 78216
Phone 210-856-5300
Cell: 210-860-0031
Toll free 866-603-2207 ext 65300
This email address is being protected from spambots. You need JavaScript enabled to view it.

gateway-logoStefen Brooks
Branch Manager
NMLS#229142
Gateway Mortgage Group, LLC
4126 Pond Hill Road Suite 200 San Antonio, TX. 78216
(210)842-1833 office / (210)714-3603 e-fax
This email address is being protected from spambots. You need JavaScript enabled to view it.


Finance Tips

  • gateway-logo

    Prior to your mortgage application, you will want to make sure you do not deposit any funds over $500 that cannot be explained as to where they came from.  Underwriters, when underwriting a mortgage, will want to know where the funds for the deposit came from, and more documentation could be required, thus slowing the process on your mortgage transaction.

    Any late or slow payments being reflected on a consumers credit report will need to be explained thru a Letter of Explanation regarding the negative item.

    Today, consumers will want to wait until your mortgage has closed and funded, before financing any large purchases such as furniture or other large items.  Most lenders at this time are pulling a credit report, directly prior to closing the mortgage.

    Whether a consumer is self-employed, or is a wage earner, declining income is not acceptable, and could put your mortgage application at risk of being declined.  It is a good practice to ask your mortgage professional, if they have reviewed your income  thoroughly, prior to issuing a loan pre-approval, or prior to them submitting your loan file to processing and underwriting.

    The mortgage process can be a tedious and intrusive process, due to the lending climate we are currently in today.  Consumers want to make sure they have their financial documentation in order, prior to applying for their new mortgage.

    When shopping for a new home, the consumer wants to get pre-approved first, in order to know how much they can be approved for.  Always have the financial piece of the process taken care of first.  This will allow the consumer to shop for their new home with confidence, and the builder, realtor, and or on site sales consultant will feel at ease, knowing they have a customer already well qualified.

  • gateway-logo

    Prior to your mortgage application, you will want to make sure you do not deposit any funds over $500 that cannot be explained as to where they came from.  Underwriters, when underwriting a mortgage, will want to know where the funds for the deposit came from, and more documentation could be required, thus slowing the process on your mortgage transaction.

    Any late or slow payments being reflected on a consumers credit report will need to be explained thru a Letter of Explanation regarding the negative item.

    Today, consumers will want to wait until your mortgage has closed and funded, before financing any large purchases such as furniture or other large items.  Most lenders at this time are pulling a credit report, directly prior to closing the mortgage.

    Whether a consumer is self-employed, or is a wage earner, declining income is not acceptable, and could put your mortgage application at risk of being declined.  It is a good practice to ask your mortgage professional, if they have reviewed your income  thoroughly, prior to issuing a loan pre-approval, or prior to them submitting your loan file to processing and underwriting.

    The mortgage process can be a tedious and intrusive process, due to the lending climate we are currently in today.  Consumers want to make sure they have their financial documentation in order, prior to applying for their new mortgage.

    When shopping for a new home, the consumer wants to get pre-approved first, in order to know how much they can be approved for.  Always have the financial piece of the process taken care of first.  This will allow the consumer to shop for their new home with confidence, and the builder, realtor, and or on site sales consultant will feel at ease, knowing they have a customer already well qualified.

  • gateway-logo

    Prior to your mortgage application, you will want to make sure you do not deposit any funds over $500 that cannot be explained as to where they came from.  Underwriters, when underwriting a mortgage, will want to know where the funds for the deposit came from, and more documentation could be required, thus slowing the process on your mortgage transaction.

    Any late or slow payments being reflected on a consumers credit report will need to be explained thru a Letter of Explanation regarding the negative item.

    Today, consumers will want to wait until your mortgage has closed and funded, before financing any large purchases such as furniture or other large items.  Most lenders at this time are pulling a credit report, directly prior to closing the mortgage.

    Whether a consumer is self-employed, or is a wage earner, declining income is not acceptable, and could put your mortgage application at risk of being declined.  It is a good practice to ask your mortgage professional, if they have reviewed your income  thoroughly, prior to issuing a loan pre-approval, or prior to them submitting your loan file to processing and underwriting.

    The mortgage process can be a tedious and intrusive process, due to the lending climate we are currently in today.  Consumers want to make sure they have their financial documentation in order, prior to applying for their new mortgage.

    When shopping for a new home, the consumer wants to get pre-approved first, in order to know how much they can be approved for.  Always have the financial piece of the process taken care of first.  This will allow the consumer to shop for their new home with confidence, and the builder, realtor, and or on site sales consultant will feel at ease, knowing they have a customer already well qualified.